One-Time Close Loans | FHA and VA Construction Loans
VA and FHA One-Time Close Construction Loans

One-Time Close Loans Available to Build Your Dream House

- Build a Home on Your Own Lot -
VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan
One-Time Close Loans - Billy Beaver

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One loan takes you from groundbreaking to move-in day. We're ready to help you build your dream home.

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Articles, Updates, and Guidelines

The One-Time Close Construction-to-Permanent Loan is a secure, government-backed mortgage program available for one-unit stick-built primary residences, new manufactured housing for primary residences (no singlewides), and modular homes. Our articles and updates are presented to keep you informed on loan guidelines, program changes, and topics to help you build and get financing for your own home.

Mortgage Payments for Your Construction Loan

February 3, 2022These loans are meant to streamline the construction loan process by eliminating the need for a separate loan to build the home, reducing two applications, two loan approvals, and two closing dates into a single loan with one closing process and no worries about being denied for the second loan.

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Do You Want to
Build a Home
on Your Own Land?
Apply for an OTC Loan
Ideal for First-Time Homebuyers
Low 3.5% Down Payment for FHA Loans
Down Payments as Low as $0 for VA Loans
Favorable Credit Score Requirement of 620+

FHA loans are one of the top loan types in America for first-time homebuyers. Many people who can afford the monthly mortgage payments and have reasonable credit will qualify.