One-Time Close Loans | FHA and VA Construction Loans
VA and FHA One-Time Close Construction Loans

One-Time Close Loans Available to Build Your Dream House

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VA Loan - One-Time Close Construction Loan
FHA Loan - One-Time Close Construction Loan

Articles, Updates, and Guidelines

The One-Time Close Construction-to-Permanent Loan is a secure, government-backed mortgage program available for one-unit stick-built primary residences, new manufactured housing for primary residences (no singlewides), and modular homes. Our articles and updates are presented to keep you informed on loan guidelines, program changes, and topics to help you build and get financing for your own home.

Tips On Using Construction Loan Builders

If you would rather build your own new home than buy somebody else’s dream house, you have many options, including FHA One-Time Close mortgages and VA construction loans. No matter your loan type, the need for third parties, including builders, inspectors, and appraisers, is real. You likely won’t be allowed to act as your own builder, electrician, or plumber. Screening these third-party services is important.

How To Compare One-Time Close Lenders

When you decide to build your dream home, one important step is comparing participating One-Time Close lenders for VA and FHA options. When you are ready to start shopping around for a lender, it’s smart to list standard questions to ask each loan officer or financial institution. What questions should you ask when comparing OTC lenders?

Tennessee FHA and VA Construction Loans

Finding the perfect house in Tennessee that's right for your family can be difficult when there is not much inventory to choose from. This could be the right time to learn about the FHA / VA One-Time Close construction loan and build a home that suits your exact needs. 

The Importance Of Your Budget To Build A New Home

Do you want to build a home from the ground up using a One-Time Close construction loan? Those who invest in construction or renovation projects know some simple guidelines about planning the budget. If you are new to this type of home loan, you'll want to budget like the pros and there are some simple ways to do that.

Choosing The Right Place To Build Your Home

Building a new home on your own means sorting out crucial details. There are builders to hire, floor plans to review, and budget concerns to work out. And then there are the details of the home itself. Is it close enough to essential services, schools, and major highways? Is it far enough away from shopping centers and mass transit?

Building A Home in Florida with a VA / FHA Construction Loan

The current VA backed One-Time close construction loan to permanent financing allows eligible Veterans to build a new home with $0 down.  The FHA version allows for 3.5% down.  These One-Time Close loan types are thriving in Florida and could be the right choice for your family. Learn about these One-Time Close construction loans and build a home that suits your exact needs. 


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